Published by Loan Daddy LLC · NMLS #2827624Broker, not lenderAZ CMB-2016143Business-Purpose Investor Loans Only (Non-Owner-Occupied)
Commercial DSCR Investor Deal Desk

LoanGod AI Rate Engine: loangod.ai — LoanGod AI Rate Engine (Conversational AI Instant Rate & Scenario Calculator -> Routes to LoanDaddy.ai or GoBuyLeads.com)

6C · Conversational AI Instant Rate & Scenario Calculator ->
Arizona (AZ) Wholesale Lender Directory · Non-Judicial (Deed of Trust — 91-Day Trustee Sale) Foreclosure

Arizona (AZ) DSCR, Fix & Flip & Multifamily Lenders (2026)

Compare active wholesale and balance-sheet lenders funding investment properties in Arizona (AZ) on LoanGod AI — God-Mode Underwriting for Sub-1.00x DSCR, Foreign National, ITIN, Layered LLCs & Condotels. Underwritten to Arizona's Non-Judicial (Deed of Trust — 91-Day Trustee Sale) statutory framework (95–115 days-day average timeline), 0.56% average property tax rate, and $440/$100K landlord hazard insurance benchmark.

Featured Wholesale Brokerage Shelf · Company NMLS #2827624

Loan Daddy LLC — Arizona (AZ) Wholesale DSCR & Commercial Desk

Up to 80% Purchase LTV · 75% Cash-Out LTV · 30-Yr Fixed, ARM & IO Shelves · Close in Arizona LLC or Delaware LLC.

Match My AZ Deal →Compare AZ Shelves

Active Wholesale Loan Programs in Arizona (AZ)

Arizona DSCR Loans
Up to 80% LTV Purchase / 75% Cash-Out · Wholesale Par-to-Premium Pricing (Scenario Dependent)
Min FICO: 620 – 660+ FICO · Close: 14 – 21 Business Days
Arizona Hard Money Loans
Up to 85%–90% LTC / 75% ARV · Asset-Based Interest-Only Wholesale Pricing
Min FICO: 600 – 640+ FICO (Asset-Backed) · Close: 5 – 10 Business Days
Arizona Private Money Loans
Up to 80% LTV / 85% LTC · Private Debt-Fund Interest-Only Pricing
Min FICO: Flexible Credit / Equity-Driven · Close: 7 – 12 Business Days
Arizona Fix & Flip Loans
Up to 90% Purchase + 100% Rehab (75% ARV Cap) · RTL Rehab Interest-Only Wholesale Pricing
Min FICO: 620 – 660+ FICO · Close: 7 – 10 Business Days
Arizona Bridge Loans
Up to 80% LTV Acquisition / 75% Bridge Cash-Out · Transitional Bridge Interest-Only Pricing
Min FICO: 640+ FICO · Close: 10 – 15 Business Days
Arizona Ground-Up Construction
Up to 85% LTC / 70%–75% Completed ARV · Interest-Only on Drawn Construction Funds
Min FICO: 660+ FICO · Close: 14 – 21 Business Days
Arizona Multifamily (5+ Units)
Up to 75%–80% LTV Purchase / 70%–75% Cash-Out · Permanent 30-Yr Fixed & Value-Add Bridge Shelves
Min FICO: 660+ FICO · Close: 21 – 30 Business Days
Arizona Commercial Property
Up to 75% LTV · Commercial Non-QM & Portfolio Wholesale Pricing
Min FICO: 660+ FICO · Close: 21 – 30 Business Days
Arizona Rehab & BRRRR Loans
Up to 85%–90% LTC + 100% Rehab Escrowed · Short-Term Rehab Bridge -> 30-Yr DSCR Takeout
Min FICO: 620+ FICO · Close: 7 – 12 Business Days
Arizona Cash-Out Refinance
Up to 75% LTV Cash-Out (Select 80% LTV Tiers) · 30-Yr Fixed, 10-Yr IO & 40-Yr IO Wholesale Shelves
Min FICO: 640 – 680+ FICO · Close: 14 – 21 Business Days

Arizona County-Level Tax & Insurance Underwriting Hubs (5)

Maricopa County, AZ
Maricopa County, AZ · 0.62% Tax
Pima County, AZ
Pima County, AZ · 0.88% Tax
Pinal County, AZ
Pinal County, AZ · 0.74% Tax
Yavapai County, AZ
Yavapai County, AZ · 0.56% Tax
Mohave County, AZ
Mohave County, AZ · 0.61% Tax

Top Arizona Rental Markets

Phoenix, AZTucson, AZMesa, AZChandler, AZGlendale, AZGilbert, AZScottsdale, AZTempe, AZPeoria, AZSurprise, AZSan Tan Valley, AZYuma, AZ
Best Arizona (AZ) DSCR & Private Money Lenders (2026) | LoanGod AI — God-Mode Underwriting for Sub-1.00x DSCR, Foreign National, ITIN, Layered LLCs & Condotels